Q. What kind of investment taxes do I need to pay?

A. RAM uses highly tax efficient investments which help to limit unplanned capital gains taxes. You will pay income taxes on the dividends and interest earned in your accounts. If you’re transferring an account it is likely that some capital gains taxes will result when we sell investments in order to reconstruct your portfolio. If your account is an individual retirement account (IRA) then no taxes are paid unless you draw funds from the IRA