... diminish over the years but they have to insure against the possibility of an immediate tragedy.
The second and larger insurance need is the father’s lost income. My estimation is that the husband needs ...
... For beneficiaries less than 6 years old the age based portfolio invests 90% of assets in stocks and gradually becomes less aggressive as the time for needing educational funds draws near. Once college ...
... more accurate for the younger individual who is 40+ years away from retirement. If a young lady in her twenties uses a disciplined 10% rate for monies strictly earmarked for retirement investments then ...
If you’re more than 10 years from your targeted retirement date, it might be valuable to simply use some standard rules of thumb that will offer pretty close approximations of what your spending need will ...
Financial planning is continuous endeavor but completed on a periodic basis. Complete financial reviews can be completed on an annual basis but more likely every three to five years is sufficient. Investment ...
... an investment strategy and diversify your portfolio. Make use of some great exchange traded funds (ETFs) that give you access to asset classes that until a few years ago were hard for the individual to ...
... abuses will become inflationary and bond values are destined to collapse. That's been the dominant belief for the last 5 and ½ years and it hasn't turned out to be a very good one as bonds have delivered ...
... reporting standards.
Experience – Your investment solutions and financial leadership are delivered by Michael Alexenko, a credentialed professional with over 35 years of service in the financial industry. ...
Michael Alexenko, CFA is President of Royal Asset Managers, a boutique investment advisory firm. He has over 35 years of experience working with small business owners and individual investors. He was employed ...
... client retention for seven consecutive years and we believe that reliable and regular communication was and has been an integral part of this success.
Fee-Only Compensation - Our advice is free from ...
... quite a few years from retirement and may not have significant liquid assets but need help to ensure they are on the right course for future success. They may have some assets to invest in addition to ...
... to exceed $1,500 will be assessed.
Military Personnel – For U.S. Military personnel who are or were active duty within the past five years, RAM will offer basic financial planning and investment guidance ...
... Transition
All Services Provided on a Fee-Only Basis
Your Advisor – Michael Alexenko, CFA is President of Royal Asset Managers, a boutique investment advisory firm. He has over 35 years of experience ...
