...  Michael Alexenko, president of Royal Asset Managers, based in St. Charles, Illinois, says the true key to calculating how much you’ll need for retirement is to look carefully at your current spending ...

... your nest egg and early spending of your savings happens. Nothing will derail your successful retirement plans faster than this issue. Keeping the paychecks coming, is rule #1 when it comes to savings ...

If you’re more than 10 years from your targeted retirement date, it might be valuable to simply use some standard rules of thumb that will offer pretty close approximations of what your spending need will ...

... to raise cash to meet your spending needs. Through a detailed cash flow analysis we can establish a system that will make the best tax sense and simplify the methods of easily getting the appropriate levels ...

... we plan where we are going. The Current Status stage focuses on: The level of your spending Savings and investment balances Education funding How you have invested your money How much you are ...

After establishing a command of your current situation we are able to concentrate on realistic goals. Knowing how much you are spending today offers some guidance on how much you might need in retirement ...