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Total: 25 results found.

The Best Investing Advice for Beginners (From 13 Experts)

Created on Friday, 02 October 2015. Posted in Content/our blog

... your employer’s retirement plan. Allocating 5% -10% of your income to a 401(k)or SIMPLE IRA that offers matching contributions is possibly the best way to accumulate wealth. Assume that you earn a starting ...

Why Goals-Based Investing Might Be Right for You

Created on Thursday, 24 September 2015. Posted in Content/our blog

...   “If you don’t put your plan in writing and you’re not specific about your financial objectives you’ll be more likely to make ad-hoc decisions,” according to Michael Alexenko, chartered financial ...

Budget Items That Shouldn't Be Overlooked

Created on Wednesday, 24 June 2015. Posted in Content/our blog

... plan about the possibility that some assistance will be required." That's not to say you must lend financial support, but if you keep a cash cushion for these types of situations, you can make decisions ...

How to Solve Your Retirement Spending Need

Created on Wednesday, 01 October 2014. Posted in Content/our blog

... reasonable estimate based on a few calculations that I’ve made for my own situation and also applying that rule to numerous financial plans that I’ve prepared for clients. Assume you have $175,000 in household ...

Solution Development

Created on Thursday, 07 August 2014. Posted in Content/Financial Planning

Estate Planning Many individuals will avoid paying federal estate taxes because the amount that can be passed to the next generation increased to over $10.65 million per couple in 2014, and that amount ...

Financial Planning

Created on Thursday, 17 July 2014. Posted in Content/Financial Planning

What is it? - It is an evaluation of key financial variables that determine the security of your lifetime financial independence. Our experience tells us that most people understand financial planning ...

Goal Setting

Created on Thursday, 17 July 2014. Posted in Content/Financial Planning

... willing to take only 7% worth of risk then we need to reconcile that gap. Goals will be set for all of areas of your personal profile like: retirement projections, college savings, estate planning and ...

Creating Your Strategy

Created on Thursday, 17 July 2014. Posted in Content/Financial Planning

Possibly the greatest value to the financial planning process is that you receive a written document that can serve as a source for information. Investors' financial strategies need to put in writing ...

Tracking and Review

Created on Thursday, 17 July 2014. Posted in Content/Financial Planning

Financial planning is continuous endeavor but completed on a periodic basis. Complete financial reviews can be completed on an annual basis but more likely every three to five years is sufficient. Investment ...

Discretionary Asset Management

Created on Thursday, 17 July 2014. Posted in Content/Investment Management

... service. Financial planning is a complimentary service for people with discretionary investment management relationships that have account values in excess of $375,000. See Fee Schedule for Discretionary ...

Investment Advisory and Consultation

Created on Thursday, 17 July 2014. Posted in Content/Investment Management

... Initiating an Advisory relationship may be best done by engaging us to first complete a comprehensive Financial Plan.  Information uncovered in that process will allow us to then offer you step by ...

Don’t Let External Factors Force You to Commit Strategy Errors

Created on Friday, 06 June 2014. Posted in Content/our blog

... of retirees that plan to stash their retirement funds wrongly perceived risk free bank savings vehicles. The problem with that plan is that it violates the rules of long term investing that require diversification ...

Our Principles

Created on Monday, 30 April 2012. Posted in Content/about

... reporting that includes self-explanatory cost and quality disclosures of their portfolios and performance presentations that are guided by the CFA Institute's ethical requirements for fair performance ...

Your Advisor

Created on Monday, 30 April 2012. Posted in Content/about

... National Trust School in the discipline of estate planning. Michael has been an active volunteer with numerous community and charitable organizations like Cadence Health, Anderson Animal Shelter, Junior ...

Our Philosophy

Created on Monday, 30 April 2012. Posted in Content/about

... might be changing. Also, we want you to know what kind of investments you own, how and why your portfolio has performed a certain way and what changes we have made or plan to make. RAM accomplished 100% ...

Fee Schedule

Created on Monday, 30 April 2012. Posted in Content/about

... our compensation goes up when your accounts increase in value. Financial Planning - Basic charge of $2,000 for investment portfolio analysis, recommendations for changes to portfolio, retirement projections, ...

Who We Serve

Created on Monday, 30 April 2012. Posted in Content/about

... alternative investments are not uncommon and financial planning problems may be more focused on tax & estate planning and charitable giving. Affluent Investor Class: These are individuals who may ...

Retirement Accounts

Created on Monday, 30 April 2012. Posted in Content/services

... plan rollover from a previous employer or consolidate multiple self-directed IRAs that you may own. We can also help you make the best selections within current plans in which you have active participation. ...

Investment Advice

Created on Monday, 30 April 2012. Posted in Content/services

... to consult a professional to enhance the techniques used in managing their money. RAMS knows that investing, unlike speculation, is a disciplined process that requires thorough planning and objective ...

Estate Planning

Created on Monday, 30 April 2012. Posted in Content/services

Attorneys draw wills and trusts, but RAMS can help you understand the basics of those docu - ments and the benefits they offer to you. We can help you plan various strategies like: transferring assets ...

Financial Planning

Created on Monday, 30 April 2012. Posted in Content/services

Investment advice and financial planning are two distinct financial disciplines. Financial planning gives us a better understanding of our clients’ situations and aids us in the management of their portfolios. ...

Welcome to Royal Asset Managers

Created on Tuesday, 24 May 2011. Posted in Content/main

... and Consulting Financial Planning and Strategy Development Estate Planning Banking and Insurance Assessment and Optimization Retirement/Pension Consultation Social Security Optimization Retirement ...